We are lawyers in the Canary Islands who specialise in Revolving!
Claim your money back
Revolving credit card
Fill out the form to CLAIM FOR FREE
We don’t get paid if the client does not get paid
Specialist lawyers in the Canary Islands, 99.9% success rate.
Free advice
We analyse your case free of charge. Without any advance payments to the lawyer or solicitor.
What is a Revolving Card?
They are those cards for which you pay a fixed fee every month, regardless of the use you make.
Abusive Interest
Belongs to the fixed installment of the card, does not pay the debt, but mainly abusive interest and commissions.
Contact us and we will analyse your case.
Our demanding triumph in the Supreme Courts against the largest financial institution endorses our judicial experience in recovering our clients’ money.
How to claim a Revolving Card?
Our firm attacks usury and abusiveness, such as lack of information and lack of transparency. An example is the case of illegible letters in the contracts or the fact that the salesperson fills out the form for you and does not properly explain and inform you what you are contracting.
How much money can I get back?
We eliminate from the debt all, absolutely all, the interest and commissions and even the card insurance fees.
What are 'Revolving' cards?
They are credit cards commonly used for day-to-day purchases, in exchange the customer pays comfortably at the end of the month a small fixed fee… to be paid month by month until the payments made are covered and a very high interest rate (almost) always higher than 20% per annum.
How do I know if my credit card is 'Revolving'?
Basically if you have a credit card that you use regularly, but you don’t pay for everything you buy but only pay a small monthly fee at the end of the month… you have a revolving card that you will not stop paying until you cover all its high interest and commissions.
Which financial institutions are the best known for selling 'Revolving' cards?
Almost all financial institutions massively sell these cards: Wizink (formerly Citibank), Cetelem, Cofidis, Santander Consumer, Caixabank, BBVA, etc… either directly or through consumer establishments such as Ikea, Carrefour (Pass), Alcampo (Oney), Iberia…
How to recover money from a revolving credit card?
We only need the contract and some monthly statements… and if you don’t have it, with some data, we will obtain the necessary documentation. In addition, even if the interest on your card is not considered usury (like the Alcampo and Carrefour cards) we still cancel them because of their complex wording.
How much money can I recover from my revolving credit card?
That depends on how much you have used the card and how much you have returned to the bank from that use, but in any case at the end we eliminate from the debt all, absolutely all, the interests and commissions and even the card insurance fees. All of them.
What happens if after cancelling the Revolving card I still have debt and I can't pay it all at once?
We manage that, in addition to eliminating the interest and commissions of the card, even if you still have debt, you do not have to pay it all at once, but keeping the same monthly fee you were paying, without paying interest, only what you paid with the card.
How much does it cost you to recover your money with us?
We get paid by the bank issuing the card and a small success fee for the money recovered.
We do not charge if you do not win. We don’t get paid if you don’t get paid. We get paid when you get paid.
Some of the cards you can claim
If you have, or have had a revolving card, at Reyes Montenegro we help you to claim the abusive interests at no cost for you.